Commercial property owners insurance is a bespoke insurance covering commercial properties against physical property damage, loss of rent and liability risks. It shields against financial losses from events like fires or injuries on the premises, offering essential protection for property owners managing commercial spaces.

Tenants Contents Insurance covers a renter’s personal belongings (e.g., furniture, electronics) against damage or theft. It’s crucial for safeguarding possessions and ensuring financial protection in case of unexpected events, offering peace of mind to tenants renting a property.

If you have a vacant property you may find that your current insurance policy is invalid or you are paying high premiums with limited cover. We have access to insurers who specialise in vacant property and can provide competitive premiums and wide cover.

Residents Association Directors and Officers Insurance protects individuals serving as directors or officers in a residents association from personal financial liability arising from decisions or actions made on behalf of the association. It provides coverage for legal expenses and damages in case of lawsuits or claims.

Leasehold Residential Blocks have specialist requirements for insurance of the whole block including common parts, Directors Liability and Engineering Lift Inspection. We are experts in this area (click on video for more information)

However hard we try to vet our tenants or longstanding the tenant, their circumstances can change. Tenants can lose their jobs and relationships can break down. This can unfortunately result in them defaulting on their rent. It used to be fairly easy to evict a tenant in 2 – 3 months. Now it is a minimum of 6 months with a big delay on court cases. There is little or no state assistance for the landlord. This is where Rent Guarantee & Legal Expenses Insurance can assist.

Hazelton Mountford have a dedicated specialist team who are able look after the insurance needs of Private Landlords. Our Let Property Team are able to provide you with: Insurance Expertise and advice, Cover for your Buildings, Contents & Loss of Rental Income.