Construction
Building Peace Of Mind:
Your Construction Insurance Experts
We understand the pressures and demands on the construction industry, whether you are a main contractor, developer or specialist sub-contractor.
Our role is to provide the right advice and insurance solution that your construction business can rely on, while ensuring your insurance premiums remain competitive. We will work with you to assess your construction business’ risk, advise on how you can reduce your risk and arrange your bespoke policy. We know that construction professionals and building contractors often face high-risk environments, so ensuring you have the right cover is essential to working safely and confidently on-site.
What does Construction Insurance cover?
We will work with you to assess your construction business’ risk, advise on how you can reduce your risk and arrange your bespoke policy. We know that construction professionals and building contractors often face high-risk environments, so ensuring you have the right cover is essential to working safely and confidently on-site.
Your building contractor and construction insurance cover is there to protect you against the worst happening and can including the following:
- Public & Products Liability
- Contractors All Risks / Contract Works Own & Hired in Plant
- Insurance for various J.C.T forms of contract
- Efficacy & Contractual Liability
- Financial Loss
- Performance Bonds
- Legal Expenses Insurance.
Motor Fleet Insurance
We can provide a tailored solution for insurance for your fleet of vehicles no matter how large a fleet you operate… LEADING INSURERS We have excellent relationships with a large panel of insurers meaning we are able to source the most competitive terms for your fleet. Our highly experienced team provide a tailored approach to best meet you needs for fleet insurance: – A wide ranging panel of leading insurers – A Risk managed approach – Dedicated fleet claims manager
Liability Insurance for Construction
For UK and overseas properties and businesses. This provides coverage for physical assets owned by businesses, such as buildings, equipment, and inventory, against risks like fire, theft, and natural disasters. It safeguards businesses from financial losses, ensuring continuity and stability in operations.
Management Liability
This essential cover for UK businesses shields executives and directors from legal and financial risks. It covers legal expenses and damages, ensuring leadership protection and organizational resilience. The policies are oftyen extended to include Employment Practices Liability too – legal costs related to employee claims of discrimination, harassment, or wrongful termination.
Professional Indemnity
In a world where litigation is ever-increasing, Professional Indemnity Insurance is becoming a more and more essential way to protect your business. Everyone makes mistakes and professional indemnity insurance is there to cover you and your business from the errors which can result in losses for your clients and customers – leading to large claims.
Performance Bonds
Performance bonds are financial guarantees ensuring a contractor fulfils their contractual obligations. If the contractor fails, the bond compensates the project owner for financial losses incurred.
Contractors Plant Insurance
Contractors Plant Insurance provides coverage for the loss, damage, or theft of mobile plant construction equipment and machinery used on-site.
Contract Works / DE5
DE5 cover extends the Contract Works policy to include the cost of rectifying a defective design that caused insured damage.
Contractors All-Risks
Contractors All Risks (CAR) Insurance covers construction projects against loss or damage to the works, including materials and plant on the site. It provides comprehensive protection throughout the construction phase.
JCT Covers
JCT insurance clauses are contractual provisions specifying coverage responsibilities in construction projects, addressing risks like damage to works, third-party liability, and professional indemnity. Our contruction specialists at Hazelton Mountford will work with you to ensure that your policies are arranged in accordance with your contractural obligations.
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What other insurance do Construction & Contractors need?
As well as insurance to protect you and your business from on-site accidents and hired-in plant or machinery, construction businesses also need insurance to cover standard business operations. This is insurance to cover any legal costs or liabilities you have to your employers or directors. This may include:
- Employer’s Liability
This is insurance cover employers are legally required to have which protects you from claims following staff injury or illness. - Professional Indemnity
Available to some trades to protect you and your business in the case of professional errors or judgement or miscalculations. - Directors & Officers Liability
D&O insurance covers your directors and managers against claims of professional negligence, breaches of trust and more.
Construction Businesses & Building Contractors we cover:
We are the chosen insurance broker to construction and building contractors across a number of different specialisms, including:
- Main Contractors
- Property Developers & House Builders
- Groundwork Contractors
- Electrical, Fire & Security Contractors
- Plumbing
- Heating & Ventilation Contractors
- Scaffolding Contractors
- Waste Disposal Specialists
- Civil Engineering Contractors
- Roofing Contractors Plant Hire Companies.
Why use a Construction Insurance Specialist Broker?
At Hazelton Mountford, we provide all our clients with a specialist claims manager and advisor. This means you’ll be working with someone who understands construction, your business needs and how new legislation and industry changes might affect you. Working with us, you can benefit from:
- Our close relationships with top UK insurers – giving you better deals and an easier claims management process
- Bespoke construction insurance policies, tailored to you and your needs
- A specialist claims manager and advisor
- Help and advice to help reduce your risk.
Our experts
At Hazelton Mountford, our seasoned insurance experts are your trusted partners in safeguarding what matters most. With a wealth of experience and unwavering dedication, our team navigates the complexities of insurance, providing tailored solutions that prioritise your peace of mind. Your protection is our priority.